The much-awaited 18th installment of the Pradhan Mantri Kisan Samman Nidhi (PM Kisan) Yojana will be credited into the bank accounts of eligible farmers today. Under this scheme, registered farmers receive financial support from the government in the form of ₹6,000 per year, distributed in three installments of ₹2,000 each. To avail of these benefits, farmers need to meet certain eligibility criteria and ensure their eKYC is up to date. In this article, we will guide you through the key details of the 18th installment, how to check your eligibility, and how to complete the necessary KYC process.

Introduction to PM Kisan Yojana

The PM Kisan Yojana is a flagship scheme introduced by the Government of India to provide direct financial assistance to farmers. Launched in 2019, the scheme aims to alleviate financial distress among the farming community and boost agricultural productivity by offering unconditional financial support.

What Is PM Kisan Yojana?

The PM Kisan Yojana, officially known as the Pradhan Mantri Kisan Samman Nidhi Yojana, provides financial relief to farmers across India. Under this scheme, small and marginal farmers receive an annual grant of ₹6,000, transferred directly into their bank accounts in three equal installments.

The Main Objective of the Scheme

The primary goal of PM Kisan Yojana is to ease the financial burden on farmers by providing them with timely monetary assistance. This fund helps farmers meet various agricultural and household expenses, thereby improving their livelihood and encouraging sustainable farming practices.

How the PM Kisan Yojana Benefits Farmers

The scheme offers direct income support to farmers, helping them invest in essential resources like seeds, fertilizers, equipment, and labor. It also provides financial security during times of uncertainty, such as crop failure due to bad weather or fluctuating market prices. By ensuring a steady inflow of funds, the government aims to strengthen the agricultural sector.

The 18th Installment: Key Information

The 18th installment of the PM Kisan Yojana will be credited to eligible farmers’ bank accounts today. Each installment consists of ₹2,000, part of the ₹6,000 annual grant that farmers receive as part of this scheme. If you are a registered beneficiary, this guide will help you verify your eligibility and ensure that you receive your payment on time.

Installment Overview and Payment Schedule

Each year, the ₹6,000 grant is divided into three installments of ₹2,000, which are transferred directly into farmers’ bank accounts. These installments are generally credited every four months. The 18th installment, part of this routine payment cycle, will benefit millions of farmers today.

Timeline for the 18th Installment

The government has set today as the date for releasing the 18th installment. Farmers who have completed their eKYC and fulfilled all eligibility requirements can expect the payment to reflect in their accounts shortly. The process ensures that funds are transferred securely and swiftly to those in need.

Steps to Check if You Are Eligible for the Installment

It’s essential for farmers to verify their eligibility before expecting the installment. The process is simple and can be done online. Here’s how:

Criteria for Eligibility

1. You must be a small or marginal farmer.
2. You should have registered under the PM Kisan Yojana with complete documentation.
3. Your eKYC must be updated.
4. Your Aadhaar details must be linked with your bank account.

How to Verify Your Eligibility Online

1. Visit the official PM Kisan Yojana website (pmkisan.gov.in).
2. Click on the ‘Beneficiary Status’ tab.
3. Enter your Aadhaar number, mobile number, or account number.
4. Review your eligibility status for the 18th installment.

PM Kisan Yojana Eligibility

To receive the benefits of the PM Kisan Yojana, farmers must meet specific criteria set by the government. Understanding these eligibility requirements is essential for ensuring that you can access the financial aid you deserve.

Who Can Avail of the Benefits?

The PM Kisan Yojana is intended for small and marginal farmers who own up to 2 hectares of agricultural land. This initiative is designed to target the most vulnerable farmers, providing them with much-needed financial assistance to improve their agricultural practices and livelihood.

Exclusions and Ineligibility

Certain categories of people are not eligible for the PM Kisan scheme, including:

1. Institutional landholders.
2. Individuals who have held constitutional positions.
3. Current or retired government employees with higher pay grades.
4. Professionals like doctors, engineers, and lawyers, as well as those who pay income tax.

How to Register for PM Kisan Yojana

Farmers who are not yet registered can still sign up for the scheme and start receiving future installments. The registration process can be done online or offline.

Registration Process Online and Offline

1. Online Registration:
   • Visit the PM Kisan Yojana website.
   • Click on the ‘New Farmer Registration’ tab.
   • Enter your details, such as Aadhaar number, bank account information, and land details.
   • Complete the eKYC process to finalize your registration.
2. Offline Registration:
   • Visit your nearest Common Service Center (CSC).
   • Fill out the registration form with the required details.
   • Submit the necessary documents for verification.

How to Complete eKYC for PM Kisan Yojana

To ensure the release of funds, completing the eKYC process is crucial. Without updated eKYC, farmers may face delays in receiving their installments.

Importance of eKYC for Installment Release

The government has made it mandatory for all PM Kisan beneficiaries to complete their eKYC to prevent fraud and ensure that the funds reach the rightful beneficiaries. eKYC involves linking your Aadhaar with your registered mobile number and verifying your identity.

Step-by-Step Guide to Complete eKYC

Online eKYC Process

1. Visit the PM Kisan website.
2. Click on the ‘eKYC’ option on the homepage.
3. Enter your Aadhaar number and registered mobile number.
4. Authenticate via OTP.
5. Once verified, your eKYC process will be complete.

Offline eKYC Process

Farmers who are unable to complete the eKYC process online can visit their nearest CSC center, where an operator will help them update their details and complete the process manually.

Common Issues Faced by Farmers and Solutions

Some farmers face issues such as payment delays, incorrect Aadhaar details, or difficulties with eKYC. If you experience these problems, it is advised to contact the PM Kisan helpline or visit a local CSC to resolve the issues promptly.

Conclusion: Empowering Farmers Through Direct Financial Support

The PM Kisan Yojana has been instrumental in supporting small and marginal farmers by providing them with direct financial aid. The 18th installment, credited today, continues this tradition of assistance, helping farmers overcome financial challenges. As long as you meet the eligibility criteria and have updated your eKYC, you can benefit from this life-changing scheme.

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FAQs

1. How can I check if I have received the 18th installment? You can check the status of your payment by visiting the PM Kisan website and using the ‘Beneficiary Status’ option.
2. What happens if I don’t complete my eKYC? Without completing eKYC, you may not receive your installment. Ensure your eKYC is updated to avoid any disruptions.
3. Can I register for the PM Kisan Yojana if I own more than 2 hectares of land? No, the scheme is specifically for small and marginal farmers who own up to 2 hectares of agricultural land.
4. How often is the PM Kisan installment paid? The ₹6,000 annual grant is distributed in three installments, each paid every four months.
5. What should I do if my installment is delayed? If your installment is delayed, first check your eligibility and eKYC status. You can also contact the PM Kisan helpline or visit a CSC for assistance.